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Browse 25+ top SBA-approved lenders. Filter by loan type, your state, and preferred lender status. No forms, no sign-up — just the right lenders for your situation.

25+ Lenders 7(a) · 504 · Express · Microloan Preferred Lender Status Nationwide + Regional
4,000+
SBA-Approved Lenders (US)
~800
Preferred Lenders (Faster)
36–90
Days Avg. Approval Window
$36B+
SBA Loans Funded Annually
📌 What "Preferred Lender" Actually Means

SBA Preferred Lenders (PLP) have authority to make the final credit decision without SBA review — which cuts approval time significantly. With a non-preferred lender, the SBA reviews the full file (adds 2–4 weeks). If speed matters, filter for Preferred Lenders. All lenders in this directory are SBA-authorized. Preferred status = faster, not necessarily better rates or approval odds.

SBA Lender Directory

Filter by loan type, state, or preferred status. All lenders are SBA-authorized.

All Types SBA 7(a) SBA 504 Express Microloan ⭐ Preferred Only 🌐 Nationwide
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How to Choose: Start with Preferred Lenders in your loan type for the fastest process. Match the lender's specialty to your industry. Use a marketplace (SmartBiz, Lendio, Biz2Credit) if you want one application sent to multiple lenders. For microloans, contact your local CDFI or SBDC — they know the intermediaries in your area.
Questions? Ask the AI Advisor

Ask how to approach a specific lender, what to prepare, or how to improve your chances.

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