Free Tool
Transaction Reconciliation Tool
Paste your accounting records and bank statement side by side. The tool auto-matches transactions and flags discrepancies — right in your browser. Nothing stored.
📒 Your Records
Paste CSV or tab-separated: Date, Description, Amount
🏦 Bank Statement
Paste CSV or tab-separated: Date, Description, Amount
Tool Demo — How It Works
How the Reconciliation Tool Works
Illustration of the three-step process — paste, match, and resolve.
1
Paste Your Data
Copy transactions from your accounting software and bank statement, then paste into the two panels.
2
Auto-Match
The tool compares every entry by date and amount, instantly pairing matched transactions.
3
Review Discrepancies
See unmatched entries from both sides at a glance. Export a clean report for your records.
Sample Output — Illustrative Example
Matched: 47 of 50 transactions matched perfectly
Unmatched (records): 2 entries — $125 consulting fee (Apr 3), $45 office supplies (Apr 5)
Unmatched (bank): 1 entry — $12.99 subscription charge (Apr 4)
Action needed: Verify 3 discrepancies and update ledger accordingly
Unmatched (records): 2 entries — $125 consulting fee (Apr 3), $45 office supplies (Apr 5)
Unmatched (bank): 1 entry — $12.99 subscription charge (Apr 4)
Action needed: Verify 3 discrepancies and update ledger accordingly
Frequently Asked Questions
How does the matching algorithm work?
The tool matches transactions by comparing dates and amounts. Two transactions match when they share the same date and the amounts are within $0.01 of each other. Unmatched entries from either side are flagged as discrepancies.
What format should I paste my data in?
Paste CSV or tab-separated data with columns: Date, Description, Amount. The first row is treated as a header if it contains non-numeric values. Dates can be in most common formats (MM/DD/YYYY, YYYY-MM-DD, etc.).
Is my financial data stored?
No. All reconciliation happens in your browser. Your data is never sent to any server. Close the tab and it's gone.
Can I reconcile more than two sources?
The free version compares two data sets (your records vs. bank statement). Multi-source reconciliation with automatic categorization is available with BizStackHub Premium.
Related Tools
Saved!
Community Insights
Based on 980 calculations on BizStackHub
Anonymous, aggregate data from real Reconciliation Tool usage — no personal information collected.
4.3
average discrepancies found per reconciliation
94.2%
average transaction match rate
Illustrative data based on industry research. Real-time tracking active.